HomeMy WebLinkAboutAgenda Item - 2025-07-15 - Number 07.1 - Res 25-37 - WIFIA Loan with EPA 7.1
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Subject: Resolution 25-37, Authorizing the execution and delivery of the WIFIA Loan with the
Environmental Protection Agency (EPA).
Meeting Date: July 15, 2025 Staff Member: Stefan Broadus, PE
Director of Special Projects
Report Date: July 3, 2025 Department: Public Works - Engineering
Action Required Advisory Board/Commission Recommendation
❑ Motion ❑ Approval
❑ Public Hearing ❑ Denial
❑ Ordinance ❑ None Forwarded
❑X Resolution ❑ Not Applicable
❑ Information Only Comments:
❑ Council Direction
❑ Consent Agenda
Staff Recommendation: Adopt Resolution 25-37 as presented.
Recommended Language for Motion: Move to adopt Resolution 25-37 authorizing the
execution and delivery of the WIFIA loan with the EPA for the Wastewater Treatment Facility
project in an amount no to exceed $123,480,000.
Project/ Issue Relates To: Collaborate with the City of Portland to make a financially and
environmentally responsible long-term investment in a wastewater treatment facility.
Issue before Council (Highlight Policy Question):
❑X Council Goals/Priorities EAdopted Master Plan(s) ❑Not Applicable
BACKGROUND
The existing Tryon Creek Wastewater Treatment Plant (TCWTP) was built in 1964 and is owned
and operated by the Portland Bureau of Environmental Services (BES). The plant is reaching the
end of its useful life cycle and needs to be upgraded or replaced.
On December 6, 2021, the United States' Environmental Protection Agency (EPA) selected Lake
Oswego's Wastewater Treatment Facility (WWTF) project to apply for a low-cost, long-term loan
under the Water Infrastructure Finance and Innovation Act (WIFIA). On February 15, 2022, the
Respect. Excel'ence. Trust. Service,
503-635-0215 380 A AVENUE PO BOX 369 LAKE OSWEGO,OR 97034 WWW.LAKEOSWEGO.CITY
Page 2
City Council approved submitting the formal application for the loan. The WIFIA loan was to be
executed by EPCOR Foothills Water Partners (EWFP) as a means to reduce the monthly payment
installments(and therefore overall cost)from the City in the P3 agreement. Essentially,the public
financing would reduce the amount of private equity required which was at a higher rate. When
the City decided not to pursue the Project Agreement with EWFP on January 30, 2024, it became
necessary for the City to reapply for the WIFIA loan as the loan-holder if that was still going to be
part of the project's funding plan.
DISCUSSION
While considering the separation from EWFP, the City evaluated the impact of removing the
private equity and replacing it with public funding. The City's available fund balance is not nearly
sufficient to pay for the capital cost of the new plant. However, using a combination of available
funding sources (utility revenue, City of Portland cost share payments, and System Development
Charges) as well as public financing creates a funding plan that minimizes utility rate increases.
The public financing mechanism would include Lake Oswego Municipal Bonds as well as the
WIFIA Loan. Based on that analysis, City staff submitted a revise application for the WIFIA loan
on December 31, 2024 with the City named as the loan-holder. Over the past several months,
the project team has coordinated with WIFIA staff to develop the financial details of the loan.
In terms of next steps,the project team will continue to collaborate with Jacobs Engineering over
the next several months as they prepare their proposal for the Design-Build-Operate-Maintain
Project Agreement. The City will not begin to draw from the WIFIA loan until the Project
Agreement is executed which is anticipated in early 2026. This approach defers fees and interest
accrual on the WIFIA loan for as long as possible and until the project actually requires the funds.
FISCAL IMPACT
The maximum WIFIA loan amount is based on 49% of allowable expenses which include
construction, land acquisition, and professional services, among a few other minor categories.
Based on current cost estimates as well as eligible expenses to date,the WIFIA loan amount was
calculated at just under $123,480,000. Executing this loan is the most cost-effective means for
the City to deliver this much needed project. Without the WIFIA loan, utility rates would need to
rise faster to accumulate needed capital to pay for construction.
RECOMMENDATIONS
Approve Resolution 25-37 authorizing the execution and delivery of the WIFIA loan with the
EPA for the Wastewater Treatment Facility project in an amount not to exceed $123,480,000.
Respect. Excel'ence. Trust. Service,
503-635-0215 380 A AVENUE PO BOX 369 LAKE OSWEGO,OR 97034 WWW.LAKEOSWEGO.CITY
RESOLUTION NO. 25-37
A RESOLUTION OF THE CITY OF LAKE OSWEGO, OREGON, AUTHORIZING THE EXECUTION AND
DELIVERY OF A LOAN AGREEMENT IN AN AMOUNT NOT TO EXCEED $123,480,000 (EXCLUDING
CAPITALIZED INTEREST) WITH THE ENVIRONMENTAL PROTECTION AGENCY AND RELATED
DOCUMENTS TO FUND A PORTION OF A WASTEWATER TREATMENT FACILITY PROJECT FOR
THE CITY AND FOR PAYMENTS OF COSTS OF ISSUANCE; PLEDGING THE CITY'S FULL FAITH AND
CREDIT TO THE PAYMENT OF SUCH LOAN AGREEMENT; DESIGNATING AUTHORIZED
REPRESENTATIVES AND DELEGATING AUTHORITY; AND RELATED MATTERS.
WHEREAS,the City Council (the "City Council") of the City of Lake Oswego, Oregon
(the "City"), a municipal corporation of the State of Oregon,finds that it is financially feasible and
in the City's best interest to finance (1) a portion of the costs of the design, development,
acquisition (including acquisition of land), construction, equipping and improvement of a
Wastewater Treatment Facility of the City(the "Facility") and related facilities, and (2)the related
financing and issuance costs (collectively, the "Project"); and
WHEREAS, the City is authorized pursuant to Oregon Revised Statutes ("ORS")
Section 271.390 (i) to enter into financing agreements, lease-purchase agreements or other
contracts of purchase for any real or personal property that the City Council determines is needed
and to provide for the issuance of certificates of participation in the payment obligations of the
City under such financing agreements, lease-purchase agreements or other contracts of purchase
and (ii) to pledge lawfully available funds to payment of such financing agreements, lease-
purchase agreements or other contracts of purchase; and
WHEREAS, after consultation with its financial advisor and bond counsel, the City
finds it is in the best interests of the City to authorize the execution and delivery of a loan
agreement (the "WIFIA Loan Agreement") with the United States Environmental Protection
Agency, acting by and through the Administrator of the Environmental Protection Agency("EPA")
through the loan program authorized by the Water Infrastructure Finance and Improvement Act
("WIFIA") in an amount not to exceed $123,480,000 (excluding capitalized interest) (the "WIFIA
Loan"), which loan shall be evidenced by an obligation executed and delivered to EPA(the "WIFIA
Bond"); and
WHEREAS, the City adopts this Resolution (i) to authorize the execution and
delivery of the WIFIA Loan Agreement, the WIFIA Bond and any other related agreements,
certificates and documents (collectively, the "WIFIA Financing Documents"), (ii) to designate
certain officials and employees of the City as authorized representatives to take action on the
City's behalf and (iii) to delegate to such representatives the authority to negotiate and execute
the WIFIA Financing Documents.
NOW, THEREFORE, BE IT RESOLVED, by the City Council of the City, as follows:
Section 1. Authorization of the Obligations and Related Agreements. The City
hereby authorizes the WIFIA Loan and the execution and delivery of the WIFIA Financing
Documents. The proceeds of the WIFIA Loan received by the City pursuant to the terms of the
WIFIA Loan Agreement shall be used to pay a portion of the eligible project costs of the Project.
The remaining terms of the WIFIA Financing Documents shall be established as provided in
Section 4 hereof.
Section 2. Authorized Representative. The City authorizes and directs each of the
City Manager, the Assistant City Manager, the Finance Director or the designee of any of them
(each acting individually or collectively, an "Authorized Representative") to act on behalf of the
City and execute and deliver the WIFIA Financing Documents and to determine the remaining
terms of the Obligations to be established as set forth in Section 4 hereof.
Section 3. Security. The WIFIA Loan shall be secured by and payable from the City's
general non-restricted revenues and other funds that are lawfully available for that purpose,
including revenues from an ad valorem tax authorized to be levied under the City's permanent
rate limit under sections 11 and 11b, Article XI of the Oregon Constitution, and revenues derived
from other taxes, if any, levied by the City in accordance with and subject to limitations and
restrictions imposed under applicable law or contract, that are not dedicated, restricted or
obligated by law or contract to an inconsistent expenditure or use. The City pledges its full faith
and credit and taxing powers to the payment of the WIFIA Loan as contemplated by ORS
287A.315, or any successor statute. The registered owner of the WIFIA Bond will not have a lien
on or security interest in the Project or any other property financed or refinanced with the
proceeds of the WIFIA Bond.
Section 4. Delegation for Establishment of Terms and Sale of the Obligations. Each
Authorized Representative is hereby authorized and directed, on behalf of the City without
further approval of the City Council to:
(a) negotiate the terms of the WIFIA Financing Documents, including provisions
related to capitalized interest;
(b) make any covenants or agreements necessary or desirable to obtain favorable
financing terms for the WIFIA Financing Documents, including without limitation, a pledge of the
City's full faith and credit and, if desirable, a pledge of other amounts available to the City
including net revenues of the City's wastewater system;
(c) obtain ratings on the WIFIA Bond if determined by the Authorized Representative
to be in the best interest of the City and expend WIFIA Bond proceeds to pay for such ratings;
(d) enter into covenants regarding the use of the proceeds of the WIFIA Bond received
by the City pursuant to the WIFIA Loan Agreement;
(e) approve, execute and deliver the WIFIA Financing Documents;
(f) execute and deliver a certificate specifying the actions taken pursuant to this
Section 4, and any other certificates, documents or agreements that an Authorized
Page 2-Resolution No.25-37
Representative determines are desirable to execute, deliver and administer the WIFIA Financing
Documents and otherwise to sell, deliver and administer the WIFIA Bond in accordance with this
Resolution.
Section 5. Appointment of Special Counsel and Financial Advisor. The City hereby
appoints Orrick, Herrington &Sutcliffe LLP of Portland, Oregon, as special counsel to the City with
respect to the WIFIA Financing Documents, and PFM Financial Advisors LLC, as Financial Advisor
to the City with respect to the WIFIA Financing Documents.
Section 6. Resolution to Constitute Contract. In consideration of the purchase and
acceptance of the WIFIA Bond by those who shall own the same from time to time (the "WIFIA
Bond Owners"),the provisions of this Resolution shall be part of the contract of the City with the
WIFIA Bond Owners and shall be deemed to constitute a contract between the City and the WIFIA
Bond Owners pursuant to ORS 287A.315 and ORS 287A.325, or any successor statute. The
covenants, pledges, representations and warranties contained in this Resolution, and in the
WIFIA Financing Documents, including without limitation the City's covenants and pledges
contained in Section 3 hereof, and the other covenants and agreements herein set forth to be
performed by or on behalf of the City shall be contracts for the equal benefit, protection and
security of the WIFIA Bond Owners,all of which shall be of equal rank without preference, priority
or distinction except as expressly provided in or pursuant to this Resolution.
Section 7. Effective Date. This Resolution shall take effect immediately upon its
adoption by the City Council.
//Signatures on Page 3 of 4
Page 3-Resolution No.25-37
Considered and adopted by the City Council of the City of Lake Oswego, Oregon, at a regular
meeting held on the 15th day of July 2025.
AYES:
NOES:
EXCUSED:
ABSTAIN:
Joseph M. Buck, Mayor
ATTEST:
Kim Ono Vermillion, Interim City Recorder
Approved as to Form:
Ellen Osoinach, City Attorney
Page 4-Resolution No.25-37