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Agenda Item - 2025-07-15 - Number 08.1 - Fair Housing Policy and Education - Presentation
I FAIR HOUSING COUNCIL OF OREGON AFFH : How to Build an Inclusive Community July 15, 2025 Shyle Ruder, she/her/hers, Education and Outreach Director www.fhco.org 02025 FAIR HOUSING COUNCIL tI 4F ofiEo6N li Fair Housing Discrimination Treating a person FA IR HOU51N/ • /LL differently in any BiG /)ANO 5 ILL! housingtransaction cr7ry , becausethat person �� =w ,,,,,.�.mg is a member of a ii-I -it' , tt ., li t1, , '1% .,i,n 4, . p r o t e c t e d class !! - wFi fr TM. a 4G HFOUSING COUNCIL aF Federal Protected Classes • Race • Color • National Origin • Religion r � glk • Sex • Familial Status (families with children) • Disability 1 HOUSING COUNCIL Oregon Protected Classes • Marital Status • Source of Income � r„ — Section 8 — Agency rent payments �— TANF, SSI, SSDIJ_ _ 4ru .v • Sexual Orientation/Gender Identity • Local protected classes rirs'N2 History of Residential Segregation in Oregon s t: vl EarLySegregationin Oregon • White settlement of Oregon Territory relied on decimation of 80% of native population. Most of those who remained were forced Wasco Clatskanie Chinook wish dd and onto reservations. •• Hex �. •• Alsea Tillamook ..i.,• Umatilla' Cayuse PBrc@ and .• . • and Silet: Sahaptians • Donation Land Claim Act (1850) gave 320 Kaiapuya. •• ...1....... acres to single men, double that if he were Siuslaw Molalla married. Limited to whites. Coosr „ • Northern Paiute taskans .....n.......... ....., 'wine, Takelma,.. ti• ®teo, Galite and . Klamath Applegate,....; .....• Itutnk) ? 7 • '•Modoc•�, African Americans - enslaved or free - Shasta Shoshone from settling in Oregon. Nullified in 1927. • Constitution also barred Chinese from owning property or mining claims. Nullified in 1943. 6 I F '� Harassment and HQI,J �N OF 4fiEG0N - DispLacement • Laws limited, but did not prevent, African Americans and new immigrants from coming to Oregon • Economic boom of timber, mining, agriculture, and fisheries led to stable communities forming across the state • Minority communities were scapegoated during recessions, and driven out by violence, intimidation, and "sundown laws" --- - 6 rye i. �� il al 11.:.11c,31, :I '/14/2025 11 FAIR MI?"° N Impact of Race and NationaLity on Real Estate Valuation American Institute of Real Estate Appraisers ranking, from most to least favorable (1920s through 1940s): • English, Germans, Scotch, Irish, Scandinavians • North Italians • Bohemians or Czechs ►L/LPtCANN • Poles 1 N5T I T'JT E • Lithuanians of Ci E i4L' . E;TAT E • Greeks AP I'SE • Russians, Jews (lower class) • South Italians • Negroes • Mexicans FAIR HOUSING COUNCIL OF i Of OfiEGON Restrictive Covenants • Prevented owner of real estate to sell or transfer property to non -Whites • Supreme Court declared such restrictive covenants unenforceable (Shelley v Kra em er, 334 USA 1948) udscr3Vcu ■ Any dnellinr hmleo erected upon the Above derariod e 5o$ cran s _ riIv1 ! 1n" r'' rMnf gr,nt1 + if I' tch `nnd ` I Dollars* ' o xr on or r%►rsnns of African or Asiatic descent thA ?1 tin rrr.! tted Lo rwr. -or purot.©3e tx.o stove deterwbed preni5Pe . In thn avant tree {trAntece , nr their suCCeenOra in intereet in the nber" terpof, at:o1l Tall to keep and par`'r,r- 9 E SING.2 FHA Loans • Racist practices OWN AAgLODERINtrwA$ Li _ incorporated into FHA loan a * standards 8414,,..-tdy • Between 1934 and 1962, of fr • flic& e� . $ 120 billion in loans made � -L'"- 473'441 by the FHA, less than two .: percent went to non- . �=die - . 1 li i whites FAIR NOUSiNG COUCIL JfiEGL Zoning Fosters Segregation • From the start, zoning has separated more than just Land uses. It has also separated people • In the early 20th Century, many communities explicitly used zoning ordinances to racially segregate neighborhoods. Ended by Buchanan v. Warley (1917) • Regulations on the form and function of buildings then locked-in segregation . Upheld by Village of Euclid v. Ambler Realty Co. (1926) M = I FAIR tI HOUSING� Fair Housing Act • 1968 Fair Housing Act . . enacted " � 11 x ' " ra i • HUDnamedtoenforce ; �> � - . - :L �'' �� � Fair Housing law � 1 • Penalties instituted for a j violations ,� ' lir' , • Affirmatively Furthering /1-w-Pft-A21 Fair Housing (AFFH) -- ....„4.7.- required 12 FAIR HOUSING COUNCIL of OflEG0N AFFH "ALL executive departments and agencies shall administer their programs and activities relating to housing and urban development (including any Federal agency having regulatory or supervisory authority over financial institutions) in a manner affirmatively to further the purposes of the purposes of this subchapter and shall cooperate with the Secretary to further such purposes." FAIR M I 11 NOUSiNG COUNCIL Racial segregation did not happen organically. It was the result of decades of violence, intimidation , and prejudice, then cemented by institutional action . Learn the specific history of your area , then press for institutional actions to redress that harm . Jurisdictions and Affirmatively Furthering Fair Housing FAIR S1N HpUG �°u"c" Fair Housing and Land Use Laws Fair housing law prohibits land use el regulations, restrictive covenants EQUAL HOUSING OPPORTUNITY and conditional or special use permits that may Limit housing choice based on protected class What does it look like to limit housing choice based on protected class? FAIR � �rL Common Fair Housing t Cif Land Use Violations Aitot___ � • Requiring projects to undergo additional approval steps, hearings, or meetings with neighbors not required of other housing projects • Requiring projects to have extra screening, setbacks or other design modifications not required of other housing projects • Requiring burdensome public safety requirements 17 .1 g FAIR "° t 4F 4FiEi36 N Land Use VioLations Continued Refusing to provide reasonable accommodations to land l�' � � ' G .s Illb use or zoning policies when ¢. such accommodations may . ., fries - s ., 1,r.be necessary to allow 11111 persons with disabilities to lip 01 have an equal opportunity / to use and enjoy the housing 18 FAIR HQI,JI�1 COUNCIL i 4F 4FiEo6N Disparate Impact Definition (HUD Rule): A practice that results in a disparate impact on a group of persons or creates, increases, reinforces, or perpetuates segregated housing patterns because of race, color, religion , sex, disability, familial status, or national origin policies That MayHave a NFAIR HpUS1NG COUNCIL Disparate Impact • Urban renewal Example: A Local • Code enforcement zoning ordinance • Exclusionary restricts housing with more than 3 zoning bedrooms • Residency Result: disparate preferences impact on people with larger families (discrimination based on familial status) ■ FAIR HOUSING ► rI COUNCIL • LIHTC Properties of Qf EGcIN Areas outside the City of Dallas ACS 2012 5-year Estimates Percent White not Hispanic - 0%-25% -� 1 • 111 �1 26%-50% - 51% 75% • - 76%-100% Texas Dept. of • Housing & 4.4. • CommunityAffairs . • • • v. Inclusive •:'• •' ii1 � "' 0 •. • 0 •Communities ° ° 00 ° o 0 0 0 0 O Project (2015) ._ 0 ° 0 J 0 0 0 CD 0 0 ° 0 c° 000 0 0 0 0 , 0 • o ° 0* o a 4- 7/14/2025 • iriFAIR HQU � 1 of°U �� SaLem - KeizerAl , 2019 Law Poverty Index School Proficiency Index Salem-Keizer Salem-Kizer HUD AFFH Assessment Tcal xfxBlxarS,xeiy 11GERJtine,xa:q Exsi H VD AFFH Assessment Tool aFi8Fxo18r 2.:.1q 71GERJLins,x,mq Ersi ny., PI- 1. .'Yid! • {r' • ^fJl 5 . • p_•'_. I I . - - - .i I + ..._.. r . .. x l �'�: {' • r l: A • - p 0.5 1 ' , r .2 Mlks • G 6.5 1 Wm 1 , I I , 1 . 1 . 1 . 1 . 1. - ' I EGEND LEGEND $chnol Prnfiriency IndeX Low Poverty Index sue lYea 2_to 0 91ud ea lw r f-16 Y �Can6uaTnhae2lilli AhreherScheolProhamcylndexmdimbe 17_Gp I ICehsLoTrec 2lllll ve Ahigher Low Porry Index Mamas 19-32 a higher Willhy school system En IVECAP lase expo sire to poveroy. IMPrEakP 39-60 39-a1 rr.„er. .rr cm aan.. ve.rw Lab„ 61-79 cf• 42-F2 Sac 63-63 Jr x..a..-LL:JE.. --.-:rr-".. .:- -._•... m.L y.r•oF.dt;.4srr•pr!Tpp.srt7 r r 27113TIEFRa Ix.E 22 . = M. riFAIR —i Hausa of°U �� SaLem - KeizerAl , 2 2019 Environmental Hazard Index - Salem-Heiner — Labor Market Engagement Index HUD AFFH Assessnunt Taal SFrH.Ixo1F1 xo-rF TI£ER'Liner xueg Era Salem-Ifetzer HLID AFFH Asscssmcnt TooI 248fa3+6,2019110ERIli+gaon EF61 . . . . • ; $ ' % der KV f 5 S f i . • • .—.ram - �.,{i a .- . - . e. .. . . • .....•• • . .. e. . • . . . . . .. ...... . _•....._ . • . . • :,:". . . . . . . . .....• . . .. ..... • • ._ . .. • . . ....____ --,..• . •.. ‘,.::„ . .. • .„,„,,, • . t''+t'J . . +� • . _ • . is • • ... . •• • . .. . .. • • • . • , . • ,...-- • .- . • . . . • . • . • . • • . . . ,.•.• , _ • .•..... .. $ y _,. r 41 . . • .-. e I w . ' C 0. 1 .2 MI= . 0 0 0 7 `.2 Naas • - 1 1 1 I LEGEND LEG EN D Labor Market Engagement Index -79 I=1 Stiely.duex Environmental Health Index a �Studyfvea AhigheoLiar Markel Eogasrenen;IndtK1Glyiei !p-94 I ICsrwusimdi.2e70 A high BrErnirhrnerialHeath Index mdnales g.77 —IConsusTrans2610 0rc>rer mrar rsarEel engagam9a[ r le esesIpo�reto towns halrNrlllo hJmen heahh. 19 35-44 ®RECAP - Na Dote 55. 70 71-so 39-I? rsnWwrres u1117.155MAe!exrrerI ".7.1 r,'e1i-M.,i-n._z FAIR HOUSING •• nCOUNCIL Dis arate Im act 4F 4FiE{36N Hispanic Race and Ethnicity by Block Group Hispanics(excluding black and Asian Hispanics)as a percentage of the population (%): 0% 13% 26% 38% 51% 65% . ti ■ Lfi ■ M. , � a fi tg L1,7 • Lr _,_n 24 FAIR HpUS1NG COUNCIL AFFH means that where housing is located is as important as how much there is . Push for good analysis to unearth existing patterns of segregation and then make investments that will disrupt those patterns . tIFAIR HOUSING COUNCIL 4F of EG_N Goal 10 and Fair Housing 26 PLanning Goal 10 �OUNIL i 4F 4REG_N To provide for the housing needs of citizens of the state: Buildable lands for residential use shall be inventoried and plans shall encourage the availability of adequate numbers of needed housing units at price ranges an rent levels which are : IL , �� commensurate with the financial a r - capabilities of Oregon 1111/ households and allow for flexibility of housing location , type and density HFOUSING COUNCIL Housing Needs Analysis ( HNA) A housing needs analysis (HNA) is one of the components a city needs to consider to satisfy the housing needs of its residents over a 20-year period . A HNA is both a product and a process that the city goes through to determine areas of need in their current inventory of housing and their buildable Land supply. villamin N • III] ilia iiiii mum iuiiuiiiiiiii FAR HO&J 11C ,. COUNCIL ❑F OFiEo6N • Contextualized Housing Need • Cities need to go beyond topline housing need and Look at who has been underserved by current housing environment • Housing Production Strategies must address these needs and result in Fair and Equitable Housing Outcomes �lu��l�lllllllll�flffllll 00 o • ® I1IIHJI �IIII . ® I MR Mi FAIR HpUS1NG COUNCIL Goal 10 means that producing adequate quantities and types of housing which meet the actual needs of current and future residents should be central to every land use decision jurisdictions make. MIR JIM If cities and counties must plan for needed housing, why is there an affordable housing crisis? Em.k �NCIL Barriers to Development -ti • Procuring funds • Finding available land � 11;1 • Updating infrastructure • NIMBYism EQUAL HOUSING OPPORTUNITY 32 flag Free Speech and JfiEGL Public Decisions4Q.,21• Public decisions about housing 111I — Community members have the right to express opposition to projects (not illegal intimidation) — Can't be based on protected class — Can't cause disparate impact on protected classes FAIR I 11 NOUSiNG COUNCIL Help resistant community members to understand how new housing will help meet the needs of the whole community, including neighbors they might not know exist. But also remind policymakers that prejudicial comments from the public are not adequate reasons to reject a project. FAIR HQI,J ��1 _ °U " FHCO Is HereTo HeLp • Help to Look at code and zoning changes through a fair housing Lens FAIR HOUSING • Identify discrimination COUNCIL • Provide education and technical assistance — Provide fair housing material • Provide advocacy and enforcement services FAIR HOUSING COUNCIL i OF 4FiEOON Thank You information@fhco.org www.fhco.org